DELFOS

Turn ideas into numbers fast. In DELFOS, you start by choosing a planning horizon, currency, and start month, then connect a spreadsheet or your accounting tool to pull actuals. Set revenue drivers (units, ARPU, price tiers), variable and fixed costs, hiring plan with salaries and start dates, and payment terms for customers and vendors. The guided setup builds a baseline in minutes. Create versions for base, upside, and downside, tag each with assumptions, and switch between them to see how choices shift your runway and profit path.

Once the skeleton is in place, tailor what you track. Pick the metrics that matter—growth rates, margins, unit economics, CAC/LTV, sales efficiency, utilization—and pin them to a live dashboard. Add industry data like market size, growth benchmarks, or competitor ratios to anchor your targets. Layer in qualitative notes next to each assumption so your team understands the “why.” Schedule weekly or monthly refreshes to roll forward with the newest actuals, lock prior periods, and see budget versus actuals with automatic variance explanations.

Manage cash with precision. Set collections patterns for receivables, supplier terms for payables, and rules for payroll cycles, taxes, and subscriptions. Add capex plans, depreciation, and maintenance. Model debt lines with draws, interest, amortization, and covenants, then view runway by week or month with alert thresholds for low liquidity. Drag sliders to test price changes, hiring delays, conversion shifts, or churn, and watch their impact on cash and funding needs. Build a sources-and-uses view for your next round, export a lender-ready pack, and capture risks with likelihood/impact scoring and mitigation owners.

If you manage multiple offerings or regions, split the plan by product, channel, or division. Allocate shared costs, attribute revenue, and see P&L and cash by segment while keeping a consolidated rollup. Invite stakeholders with role-based permissions, request comments, and route changes through approvals so you always know who updated what. Export clean reports to Excel, Google Sheets, or PDF for board reviews, or publish a read-only link for investors. Common workflows: standing up an annual budget with quarterly reforecasts, validating a new market entry, estimating headcount needs for a sales ramp, pressure-testing pricing moves, or preparing a financing scenario with clear covenant headroom.